Insurance Dedicated Fund

The ACI Insurance Dedicated Fund (IDF) is a private fund held inside an insurance wrapper—either a Private Placement Life Insurance (PPLI) or a Private Placement Variable Annuity (PPVA). The IDF serves as the underlying investment account within the policy.

Key Benefits to Investors

02

Financial Planning Flexibility

Investors can pair IDF access with planning objectives. For example, the PPLI works for estate planning and legacy transfer, while the PPVA can be used for tax-efficient accumulation and charitable planning.

03

ACI Platform Access

Investors access the ACI platform through the IDF structure, with exposure to our underlying strategy and portfolio, The insurance wrapper serves as the access vehicle.

01

Tax-Deferred Compounding

Because the IDF sits inside a PPLI/PPVA policy, returns can compound without current income tax, reducing annual tax drag.

PPLI and PPVA both access the IDF, providing exposure to the ACI platform while allowing investors to select the wrapper that best fits their planning objectives.

PPVA

(Private Placement Variable Annuity)

Summary

Annuity offering tax-deferred growth without medical underwriting—a simpler,
lower-cost alternative to PPLI, though distributions are taxed as ordinary income.

Tax Treatment

Tax-deferred growth. Withdrawals (except principal) taxed as ordinary income.

Minimum Investment

$500,000 - $1mm

Underwriting Requirement

No medical underwriting required.

Primary Use Case

Long-term tax deferral and charitable strategies.

PPLI

(Private Placement Life Insurance)

Summary

Snsurance structure that allows investors to grow assets tax free, and pass wealth to beneficiaries through a tax free death benefit.

Tax Treatment

Tax-exempt growth. Death benefits transferred to beneficiaries income tax-free.

Minimum Investment

$1mm-$2mm